Refund Policy

This Refund Policy governs all subscription and payment transactions on the VenturePath platform at https://pathfinder.ravricsolutions.com, operated by RavRic Solutions LLC. By subscribing to VenturePath, you acknowledge and agree to the terms below.

VenturePath offers a single membership tier at $10.00 per month billed on a recurring monthly basis. Your billing date is the date you first subscribed, and billing recurs on the same calendar day each month. Payments are processed securely by Stripe.

You will receive an email receipt for each billing transaction. If you do not receive a receipt or believe you were charged incorrectly, contact us at billing@ravricsolutions.com within 30 days of the charge.

You may cancel your VenturePath membership at any time from your account settings page. Cancellation is immediate and stops future billing.

When you cancel, your membership access continues through the end of your current paid billing period. After that period ends, your account reverts to a free account and members-only features become inaccessible. You retain your account, quiz results, and public course data.

Cancellation does not generate a refund for any portion of the current billing period already paid. For example, if you are billed on the 5th of the month and cancel on the 15th, your access continues through the 4th of the following month and no partial refund is issued for the 15th–4th period.

3.1 General Policy — No Partial Refunds

VenturePath does not issue partial refunds for unused portions of a billing period. This applies to all voluntary cancellations.

3.2 Refund Eligible Circumstances

We will issue a full refund of the most recent monthly charge in the following circumstances:

• Duplicate charge: You were billed twice for the same billing period due to a technical error.
• Unauthorized charge: You were charged after a confirmed cancellation request, or the charge occurred without your authorization and you report it within 30 days.
• Service unavailability: VenturePath was inaccessible for more than 72 continuous hours during your billing period due to issues on our end (not your device or internet connection).
• New subscriber, within 7 days: If you subscribed for the first time and have not accessed any members-only content (course recommendations, guidance content, or members blog), you may request a full refund within 7 days of your first charge. This 7-day window applies only to first-time subscribers.

3.3 Circumstances That Do Not Qualify for Refunds

• Forgetting to cancel before the next billing date
• Not using the Service during a paid billing period
• Dissatisfaction with course recommendations (though we welcome feedback to improve them)
• Changes to the Service that were communicated with at least 30 days notice
• Account suspension or termination due to Terms of Service violations

To request a refund, email billing@ravricsolutions.com with the subject line "Refund Request" and include:

• The email address associated with your VenturePath account
• The date and amount of the charge in question
• The reason for your refund request

We will respond within 3 business days. Approved refunds are processed within 5–10 business days and will appear on your original payment method. Stripe processing times may vary by bank.

If you initiate a chargeback with your bank or credit card company before contacting us, we reserve the right to contest the chargeback with documentation of your account activity and this policy. We encourage you to contact us first — chargebacks take longer to resolve than direct refund requests and may result in temporary account suspension while under review.

VenturePath does not currently offer subscription pausing. If you need to stop your membership temporarily, cancel your subscription and resubscribe when ready. Any prior course recommendations and account data will be retained for 12 months after cancellation.

Where applicable, VenturePath collects and remits sales tax automatically. Tax amounts are non-refundable after remittance to the appropriate tax authority, except in cases of full refunds as described in Section 3.2, in which case the full amount including tax will be refunded.

We may update this Refund Policy from time to time. We will notify you of material changes by email at least 30 days before the change takes effect. Your continued use of VenturePath after the effective date constitutes acceptance of the updated policy.

For billing questions, refund requests, or policy inquiries: